I’m a Canadian motorcyclist, and I live in the Province of Manitoba, one of the most expensive places in North America to ride a motorcycle. Our rates are, how shall I say this? Ridiculous, irrational, and beyond anything reasonable. It appears that for many riders, when they retire, it may be cheaper to move west to Alberta, where the roads are much better, the dealerships greater in number and quality, and, most notably, where one can ride a motorcycle without having to consider selling a kidney.

The insurance for my four year old Kawasaki Ninja 1000sx, with the highest deductible, only a million liability and insured only for pleasure and not comprehensive coverage is over $2000.00. Add to that the fact that winter arrives sometimes as early as October, and leaves as late at May, and you have an exceptionally expensive five months of riding. On top of that fact, the roads in this Province, are without exception likely vying for the worst in Canada.
Therefore, before you spend dime one on your motorcycle, you’re already faced with a $400.00 per month fee for the privilege. Am I just being cheap, or is this not a bit expensive in contrast to your experience?
I have spent considerable time in five provinces of this country and have found that with rare exception, each of those provinces did a much better job of maintaining and preparing their roads for the summer motorcycling season. In short, living in Alberta is becoming a real consideration.
I actually believe that government in this province is trying diligently to limit or eliminate motorcyclists.
If you think diffently, or have another opinion, please weigh in.
Is your insurance reasonable, and if so, where do you reside?
Thanks in advance for your opinion.
Ciao.

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